I was in a car accident and it was the other persons fault they hit me from the rear

Question

I was making a left turn on a straight away and they were going approximately 30 - 40 mph and claim they did not see me the police said they were following too close at least thats what they got a ticket for and they totaled my mustang. what legal actions do I need to take. There insurance adjuster is offering me $5,000 my car blue books at 9,000 and that isn't including all the extras I put into it and the new tires and my pain and suffering. hospital or anything else.

what should i do or what can i do????

Answer 1

START by talking to an attorney -

and follow his/her advice.

I am so greatful for mine.  

But this will be a long long road.  We agreed upon a price for my car June 18th & I am in the "awaiting payment" stage of the game now.

I am injured too -  

Answer 2

DON'T SIGN ANYTHING FROM THEIR INSURANCE!!! See an attorney at once.  

Answer 3

So sorry this happened to you.

Let them know you could have delayed medical bills.

Tell them you are going to an attorney.

Ask if that is their best and final offer.

Don't sign anything.

If you get a lawyer...they lawyer gets one third.

Only settle for what you think is fair.

Consider all the expenses.

What about rental car? etc.

Answer 4

Hire a lawyer and sue.

Answer 5

Start by talking to your insurance company and get their advice.  Sounds like the other company is trying to short change you.  You may need to get a lawyer and sue the insurance company and/or the individual to get what's due to you.

Answer 6

The insurance adjuster works for the insurance company, not you. If you believe your car is valued higher, you must provide the proof. If you have extras, show the receipts for the purchases, and the value it adds to your car. Get an independent appraisal, and negotiate with the insurance company, they want to pay the smallest amount possible. You don't say what your injuries were, but your hospital bills should be included, as well.  

Answer 7

Tell the insurance adjuster to forget it.  Your insurance company should be the negotiator on your behalf.  You can do this two ways.  Decide on an amount and if they agree sign off.  Or, contact an attorney.

Answer 8

First, No company uses blue book value.

They run evaluations on your car to determine the actual cash value. They will use companies like CCC and NADA. This is what they will offer to you, less any deductions. Deductions could include high mileage, prior unrelated damage, etc.

Everyone feels their car is worth more than what it actually is because you have a persona interest invested in it. The insurance company doesn't see it that way. It is what it is.

If you have newer items on the vehicle you would have to produce receipts showing when they were purchased. It may or may not increase the value of the car.

Your hospital bills and "pain and suffering" will be settled seperately from your vehicle as they are too different coverages. Property and Injury.

Hope this helps