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that i applied to.capital one - young adults card/ with a limted history of creditand also a discover card.they both mailed me a letter saying the reason they did not approve me was because i had missing or unavailable information in my credit report.it couldnt be that its because i have no credit history.. of course i have no credit history im a freshman in college. my relative had no credit at all and they approved her.. what could be missing or unavailable in my report? what does that exactly mean?also, t mobile denied me also.what could be going on?
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