I was returning home from work, driving on the freeway...?

Question

when a Ute. ahead of me had quite a large object fall off it. It was too soon to even decide what to do, so I drove over it. It made a terrific sound, and I pulled over on the emergency lane to inspect my car, and found the front bumper and the section underneath had come off. It was heavy traffic on the freeway and made it impossible for me to pick up the object, which was quite large.

I phoned the emergency police and lodged a complaint, and gave them the Ute's licence number. The police phoned me 24 hours later to say the driver of the Ute. didn't have anything fall of his truck, and that they had examined that section of the freeway and didn't find anything!

Now I'm left with having to repair my car, and if I ask my insurance to do it, I will have to pay the basic excess of $ 500/- which is too dear for me.

I live in Melbourne, Australia.

Isn't the local council or some organisation responsible for road hazards like this?

I really need some guidance on this problem.

Thanks so much!

Answer 1

Unfortunately because it's a he say she say issue there's no way around it. The RTA has nothing to do with things falling off cars. It would have been the ute's fault for not tying it on properly.