I wrecked my car 2 nights ago please help?

Question

I rolled my car on it hood and roof and slid like 50 feet, i am pretty sure it is totalled. But worst thing is I didnt have insurance and it also wasnt paid off.. What options do I have please someone give me some GOOD news

Answer 1

By any chance did you have Gap coverage.  Perhaps if you did that may cover you.  Maybe your lienholder knows that you had no insurance, and they provided coverage for you since it is technically their vehicle.  They usually notify you that they are taking insurance and add it to your payments.  

I don't have any good news other than you were not killed.

Answer 2

The good news, you're alive.

The bad, you have to still make payments on your totalled car. Sorry for the bad news.

Answer 3

Good news, you survived!

It sounds like you may have to duct tape things and drive it until you get it paid off.

Answer 4

Your situation are typical for a lot of people,so,be patient and calm down,check the resource i found useful.http://carinsurance.expertsupport.info/a...

Answer 5

there is no good news in this situation, you screwed up, wrecked the car and now have to pay for your mistakes

that insurance premium doesn't sound so bad now, does it?

Answer 6

The only good news is that apparently you or someone else wasn't injured.  You will lose the car and still have to pay the balance of what you owe on it.  How did the loan company allow you to drive "THEIR" car without the required insurance?  Sometimes, when the loan company sees that your insurance has lapsed, they will jump in and buy it for you (they will bill you and it is very, very expensive)  If you are very, very lucky they may have done this.  You need to find out.

Answer 7

Sorry, but I don't think there is any good news here...

You didn't have any insurance so you can't file a claim to either get it repaired or get the money for it, so...

You can either pay out of pocket to have the repairs made (if it's not totalled) or you can keep it somewhere and keep making the payments on it until it's paid off.  

You don't have a choice, really.  Since the car still has a lein on it, you can't sell it unless the finance company signs off on it and they won't do that until it's paid in full.

Sorry...