IF the insurance is under my dad's name does it still affect my credity if I got in a car accident?

Question

if i was the one driving....does it affect just his...just mine...or both?

Answer 1

Credity?  You know that isn't a word right?  It does affect your record when it comes to insurance rates when you become an adult.  After a certain number of years (I believe 3 years) if you do not have any claims, your rates will go down.

Answer 2

WTf is credity? If you were the one driving, and you plow somebody, it goes on YOUR driving record and your DAD'S insurance records (when it comes to the claim etc)

Answer 3

Both,  It goes under his insurance but your DL .So when you get insurance it will show up