IS IT NECESSARY TO BUY INSURANCE FOR A VEHlCLE?

Question

I want to get a Hayabusa and i'm 16 years old. Ive been riding my uncles sports bikes since i was 8 so i have been riding for 8 years now. But the insurance is to high for me.....insurance company expects me to pay 12,000 a year for the insurance.

Is it necesarry or what? I dont need coverage I dont care if i wreck it and die. Its my life. OK.

Answer 1

yes it is tell your parents to add you in their insurance that should not be as expensive... here in california you can get in sooo much trouble for it!!!

http://answers.yahoo.com/question/index;...

Answer 2

OK, what if you kill someone ELSE?  

All states except 2, require liability insurance.  If your quote is that high, you're clearly asking for collision and comprehensive coverage - so you're not paying cash for the Hay.  

Which means you can't afford the Hay.  If you can't pay cash for it, and you can't afford the insurance, you can't afford it.   This is not a hard concept, but I see it ALL THE TIME.  Being able to make a monthly payment, is NOT BEING ABLE TO AFFORD IT.  If you can't buy it, you CAN'T AFFORD IT.

I wish our schools taught basic money skills.  But they don't.  But that's another subject.

Answer 3

12,000 or 1200.What about the other people you could KILL????? If you dont give a c**p if you die, fine. You could run over a family member or a friend. Insurance is not only about you. pay the 100 dollars or shop around if you have to. motorcycles are most likely to be struck by other motorists. Think it through. you are young and maybe you should try driving a car with cheaper insurance.

Answer 4

I don't care if you wreck and die either. It's the other people on the road I'm worried about, dipsh*^!

Answer 5

Go ahead see u in h**l

>:)