Question:

If I am on railroad retirement does my wife also receive money?

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If I am on railroad retirement does my wife also receive money?

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  1. She should draw a little less than half what you draw when she reaches retirement age... which is 60 for both, if the employee has 30 years of service... its a little complicated...their website may help you...

    http://www.rrb.gov/


  2. Does she?  Ask her.

  3. Did she work for the railroad as well? If not then she won't start getting her money until you are dead.

  4. no ,not until you die.just like any plan.

  5. It depends on your circumstances and her age.

    I am retired (early) account disability, once I reach normal retirement age, which for me is 60 (this is dependent on when you hired out) and she reaches 62, then yes, she will be eligible for benefits as well.

    It is a complicated formula, actually, and I don't pretend to understand it.   I am assuming  are or may be retiring  from a craft with union representation, and going through them you'll get the straight dope.

    You can get publications from your nearest Railroad Retirement Board, but you'll need a Philadelphia lawyer to figure it out.....................

    The good news is RRT pays a LOT more than SSA and will probably be solvent longer than SSA, even with the overall decline in revenues generated by RRT with-holdings from fewer employees.

  6. yes she does at the age of 60

  7. Your wife should receive about half of what you get, basically for putting up with you being gone all the time and it's a way of the railroad saying "thanks for putting up with us for all those years, heres some money for all of the trouble."

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