If I drove someone elses car am I covered on their insurance?

Question

Im 15 and just got my license. So will I get a fine or get in trouble for driving my moms car even if she says it's ok? Will I be covered on their insurance?

Answer 1

Probly.  But this question can vary by company.   So, call her insurance company or agent.  Or just get added to her policy.

Answer 2

YES YOU'LL BE COVERED.

Answer 3

most of the time your covered they say your not but really they insure the car not the person..... its all a scam any ways just a way to make money back in the day when you hit someone you fix their car or they just drove it like it was.. now you pay money for insurance and some times you still have to pay the other guy its a joke

Answer 4

well, your mom should call and ask her insurance company, or look in her policy.

most insurance policies require that every licensed driver in the household (so if you live in the same house as your mom)  be listed on the policy.  so, your mom will have to call and add you as a driver.  if she doesn't, and this is the category her insurance falls into, and you get into an accident, they will not cover it.  and your mom could get into trouble with the insurance company for not listing you.

some companies will cover any licensed driver operate the vehicle.  not very many do this.

others cover any licensed driver over the age of 25 operate the vehicle.

and a few do cover anyone who is not listed on the policy.

Answer 5

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