If I have good credit, 700+, what is the most I should pay in interest on a credit card?

Question

I pay on-time, all the time.

Answer 1

No one should pay any interest on a credit card. They should pay in full, on time.

The interest rate on a card doesn't matter if you handle the account this way.

Answer 2

0.

You should pay your balance in full so that you do not carry interest.

Answer 3

if you pay off the balance each month you'll pay no interrest . .  but on average 3.9 and up

Answer 4

A good place to compare rates is bankrate.com.  That will give you a better understanding of the rates that other providers charge.  

Whatever your current rate is, call the credit card company and request a lower rate.  More often than not, if you are a good customer, they will reduce it 5-7% rather than lose you.  If not, its time to move to a new company.

Answer 5

I wouldn't pay more than 8% APR with your credit score.