If a property is sold at a tax lien sale who is reliable for the mortgage payment in pa.?

Question

If a property is sold at a tax lien sale who is reliable for the mortgage payment in pa.?

Answer 1

Your question is conflicting.  If you have a mortgage, then generally the mortgage company pays the taxes.  Sometimes, rarely; they fail to pay as a result of an error but the owner is still responsible for taxes and debt.

However, if the home was sold at auction like you said....you would have gotten a notice of foreclosure and all you would have had to do is call the mortgage company and ask what the problem was.  Then they would have paid.  But the homeowner is the one responsible for ensuring that the taxes are paid, not the mortgage company.

If you do not have a mortgage and your home is paid off, then they send you a bill and you often have as much as 6 months to pay it.

Ultimately, the owner of record on the deed is responsible for all debt.

If your home is repo'd and sold at auction the the sale price is used to pay off any taxes, then the mortgage and any other lien holders.  If there is any debt left, then they can sue the homeowner for the balance.  But if it is sold for non payment of taxes, you don't need to worry about mortgage payments, because you don't own the house anymore.

In Texas,  if your home is sold at auction, you are often served with a 10 day notice to vacate within a few days of the auction by the new owner.    

But your question has some conflicting facts.