Question:

If cars broken into while in the garage. Does insurance cover it if you dont have renters insurance?

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If cars broken into while in the garage. Does insurance cover it if you dont have renters insurance?

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4 ANSWERS


  1. Your auto never falls under you renters or HO policy. This would fall under comprehensive coverage


  2. u did nt get insurance

  3. Depends what kind of loss you had. Do you have car insurance? Call your agent and explain the circumstances. Your loss may be covered under your auto policy.

  4. A car would never be covered by renters insurance.  If the car was broken into, you would have to have comprehensive (other than collision) coverage on the vehicle for damages to the  vehicle to be covered (broken glass, jimmied lock, etc).  If things were stolen out of the vehicle (that are not permanently attached), the coverage would come under a rrenters policy.  Be careful, there are limitations on the renters policy for items stolen from the vehicle (especially electronics & CDs).

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