Here's the deal. I had a motorcycle in 2006 and I received 2 tickets. One was a 15 mph over the posted limit and another was a wreckless driving for riding a wheelie. That gives me 11 points on my WV driving license. My current Insurance company (the same one I had my motorcycle insured through) evidentally has not ran an MVR because my premium for liability on my car has actually went down over the course of the past two years. Now, I will be purchasing another motorcycle in the next week and have already called the same insurance company again and they have quoted 34.00/ month for liability. My Question is, will my insurance company run an MVR and charge a huge amount for BOTH my auto and motorcycle insurance? Or do they even run an MVR when something is added to an existing policy? Or, would I be better off to go with Progressive, as they have quoted ~$40.00 a month with knowledge of my tickets. Would they report their findings to my current auto insurance? Thanks!!!
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