If i have full coverage car insurance through nationwide, what does it cover?

Question

The main thing I would like to know, is if it will cover my 16 year old son(licensed) and if it is legal for him to drive my car under the insurance policy. Thanks.

Answer 1

He is covered if he is listed.  Full coverage includes Collision and Comprehensive losses.  Collision pays regardless of fault.  Comprehensive covers losses such as glass breakage, malicious mischief, vandalism, theft of the vehicle, flooding, fallen objects and damage caused by an animal.

Answer 2

If your son lives at your address, and is listed on the policy as a secondary driver, he is covered.

Answer 3

Everyone who resides in your household who holds a valid license must be listed on your policy to be covered.