If i have no credit??

Question

can i still get a credit card without having to pay money first???

Answer 1

You might be able to, but banks are making is harder to get credit due to the economy and the growing amount of people in financial trouble.  You might need a co-signer who has a good credit history.

Answer 2

there are a couple of ways you could start building credit, you could get a small personal loan which you might need a cosigner or the best way will be getting a credit cards, you could get a credit card and use it for your every day expenses but make sure you pay in full at the end of the month that way it will show pay in full everytime the credit card company reports to the credit beuros. At the begining you will only be approved for the lower end credit cards but once you build credit in about 6-9 months you should be able to apply for a better card with better benefits such as free miles or cash back. Check out www.fastcreditcardapprovals.com and go under bad or no credit section and you will find a few choices. Unless you are a student then apply for a student credit card this cards have no annual fee and lower rates.

http://fastcreditcardapprovals.com/

Answer 3

yes, get a capital one credit card, it's a visa card. they focus on people who have no or bad credit, so it'll be easy to get. you can apply for a store credit card too. after you have built up credit you can then apply for a credit card with a low apr % and no annual fees.

Answer 4

Maybe.

All you can do is try to apply for a card and see what happens. If you get denied, try a few more.

Worst case scenario is you have to get a secured card.

Answer 5

Maybe.

But you have a much better chance of becoming wealthy if you never pay credit card interest.