If my cousin pays my credit card bill directly to help me reduce debt, do I have to pay income tax on this?

Question

He will post payment directly to the credit card company.

Answer 1

What? Of course not!

Even if he's giving you the money directly as an income!

How would they find out? They won't!

Answer 2

why would you pay income tax on a paid bill?  he's not paying you, so it's not income.

Answer 3

You don't say what country, but in U.S. there are no reporting requirements for a gift from/to any person unless it is over $12,000/year.  If more than that, it has to be reported, but no tax is due unless it exceeds a $1 million lifetime exclusion.  If there is any tax due, it is due from the gift giver.

For other countries, check with whoever collects income tax.