If my debt is over 7 years old can a collection agency still collect?

Question

If my debt is over 7 years old can a collection agency still collect?

Answer 1

you still own the money so YES

Answer 2

In this day and age yes.

To keep it simple the clock can keep restarting. Once your debt is sold to a collection agency the 7 years starts again.

Answer 3

It depends on what the statue of limitations in your state are. Yes, they can still try to collect, but..if it's past the statue of limitations and they try to sue you and get a court date, the debt would be time barred and that's what you would tell the judge in hopes to get a dismissal. You can check this site out..it's real helpful with debts, credit and bankruptcy information.....  www.bcsalliance.com   Look up the statue of limitations for your state.  Good Luck!

Answer 4

if this is the very first time you have had any reminders or any kind of asking whatsoever then no

Answer 5

Hi

The first thing you need to do is see when the last date of activity on the account was which you can do by pulling a credit report for all three credit unions.

Try this site

http://creditreport.a-1-a.net

They help you with all issues.