If someone were to jump out of a burning building could a life insurrance person call it suicide and not pay?

Question

I have no plans of jumping out of a building that I set on fire to help my family I'm just curious as to if some scumbag could do this

Answer 1

Generally suicide is covered after 2 years, so just don't go above the 3rd floor for that period of time and you're good to go.

But, to answer your question I'd say no it wouldn't considered suicide.

Answer 2

The LIFE insurance company doesn't get to put down the cause of death on the death certificate.  The medical examiner/coroner does that.

Actually, jumping out of a burning building is potentially saving your life, so I personally do NOT think it would be ruled a suicide.  I know for sure, all those poor people who jumped out of the burning WTC buildings were not called suicides; their life polices paid out.  As did the workers comp policies.

Answer 3

suicide would be premeditated.  Jumping form a burning building would be flight or fight.  I think there would coverage, that is unless it was an act of terror than it could be debated and possibly only the premiums would be refunded.  Hope that helps

Answer 4

I think that person is trying to safe his/her life. And the insurance company should not consider that as a suicide. No matter the condition when that person land either survives or failed that person DO NOT try to  suicide.

Answer 5

It is not likely but possible that the life Insurance snakes, Err I mean companies try to weasel out of paying anyone they can to save a buck Chuck!

So, I wouldn't be surprised if the Ins Co tried to get around paying...unless there was a clause to the insurance allowing for some forms of "Suicide"!

Hope this helps!