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If the value of my home right now went down, so I guess refinancing soon is bad?

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If the value of my home right now went down, so I guess refinancing soon is bad?

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  1. Only refinance if you are going to get a better interest rate. It is always a good time to do that, provided the loan fees are not outrageous. If you want to cash out your equity you may not get as much now as you would have before , but at least you will not be upside down in your mortgage.

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