If you are a banker,the thing that is most profitable to you is to ???

Question

A accumulate as much gold and silver as you can in your vaults

or

B.lend as much money as you safely can

or

convince as many people as possible to deposite money in your bank ????

Answer 1

B - Lend as much money as you safely can.

A. Gold and silver are not always good investments.  If you would have invested $1000 in gold on January 21, 1980 your gold would now be worth about $967.  In almost 40 years, you lost 3.27%.  Further if you adjust for inflation, your gold is worth only $435 in 1980 dollars.  While gold has been a good investment over the last decade, it has not proven to be a good long-term investment.

C. Banks do not make much money directly from depositors.  They make far more from loaning depositors money to others.