If you get into a car accident after your curfew, will your insurance still cover you?

Question

My curfew is 11pm because I'm 16 and live in Florida.

So if I was out til 1130 or 12 and got into an accident at that time, would my insurance still cover me?

Answer 1

No, your parents would have to pay all the damage out of pocket.   They'd have to cash in your college fund.  You'll end up working at walmart the rest of your life.  Or burger king.  Ding fries are done.

Answer 2

of course,as long as your plan covered any kind of  damages that happened

Answer 3

They'd have a good reason to deny coverage for the damage to your car.  Third party liability will still be in force, however they may try to recover any losses from you.  Unless you are out after curfew for a permitted reason (usually a job or school or church function) then you are operating illegally and that can void your insurance.