If you have a car accident and its not your fault but you don't have car insurance what can happen?

Question

If you have a car accident and its not your fault but you don't have car insurance what can happen?

Answer 1

If the officer asked for your registration & proof of insurance & you are unable to provide an insurance card or flat out state to the officer that you do not have any, you will be cited for having no insurance & your state may have provisions that allows the state to suspend/revoke your license.

Answer 2

big fat fine after you get out of jail

Answer 3

You will be made to get SR22 insurance and may get fined depending on your state. Research the SR22 insurance. It is a pain, but without paying it , you could lose your driving privileges.

Answer 4

(USA) You may get a ticket if your state is one that requires insurance.  If the other insured party is deemed at fault, your car and any injuries to you and your passengers will be covered by his/her insurance.  There is no law, I have ever heard about that says to be compensated for an accident, you must also have auto insurance.  BUT....sounds like you lucked out.   Now go out and buy auto insurance !

Answer 5

from my personal experience,here is a good resource that is worthy of your time.http://car-insurance.online-tips.info/ca...

Answer 6

ok ,this was happen to me a long time ago.

if you got accident and you dont have insurance and is not your fault,

1st, you have to collect their data,like insurance number,driving license#,plate #,and took pictures where accident happen (like street name and cross street)

find out if there is any witness,collect the witness data.

2nd, you have to ask them to call their insurance company that belong to them NOT YOU,and let the insurance company guy talk to you,

3rd,dont give any information to them,just said that you will give the information to their insurance company and to the cop only,thats why you need to talk to them.

4th,if there is cop coming,if no victim they not gonna much involved,they just ask you that you already switch/share the information,just say yes,and ask cop to make accident report.

and give the copy of that to their insurance company.

so if you involve in accident and is not your fault but you dont have insurance,they will take care of you.

but doesnt mean is ok you drive without insurance.

drive safe,and calm your mind.

Answer 7

If the accident is determined to not be your fault, you are probably looking at a ticket for driving without insurance. The penalty will vary from state to state.