Question:

If you live in Florida, is your home insured by MetLife?

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If you, like myself, have your home insured by MetLife Property Insurance Company, and you live in Florida or any other Gulf state, then you either have or soon will receive a cancellation notice. MetLife, the friendly folks with the Snoopy dog commercial on TV, has decided that it doesn't want to take property risk anymore. Imagine that, an insurance company that is willing to abandon hundreds of thousands of policy-holders because another hurricane might strike Florida again.

After 24 years with MetLife, and only two previous small hurricane-related claims, I felt blind-sided and betrayed by them. While State Farm, Allstate, and other firms have also stopped writing policies, at least they didn't flee Florida with their tails between their legs like some whipped dog! Does MetLife even care that no A-rated firms are writing policies anymore, thus condemning their loyal customers to be thrown into the expensive, state-run Citizens Property Insurance Company?

At least those companies, unlike MetLife, notified the news media in advance to prepare the public for this shock. MetLife is going to lose my auto insurance also, and if I were you folks, I would have nothing to do with these back-stabbers.

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2 ANSWERS


  1. No, but I am in the Citizens insurance, and so far I have no problems with them even when the hurricanes past by on 2004/2005.


  2. From an insurance point of view I understand why so many insurance companies have pulled out from places like Florida because of the high rate but check into the surplus and excess line for insurance I'm sure some insurance companie is still going there might cost a LOT more but at least you have insurance...

    it is always good to have your home and auto insurance with the same company more of a discount

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