Question:

If you pay on a credit card but don't completely pay off the bill can you use your credit card after that?

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If you pay on a credit card but don't completely pay off the bill can you use your credit card after that?

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5 ANSWERS


  1. So long as you are on good terms with your bank and you have available credit, then yes.


  2. Yes, you can use it again as soon as you have "available credit".  In other words, if you have a $500 limit and you charged $500 you would have no available credit.  Then if you pay off $200, you can use the card again because you now have a balance that's down to $300, leaving you with $200 in available credit.  Hope that helps!

  3. Of course yes, you can spend upto your credit limit.

    But don't make partial payments a habit. Credit cards are notorious when it comes to drawing people into debt trap.

    Use your credit wisely.

  4. Yes, but it is not a good idea.  You will be charged interest from the day that you make a purchase.  The "grace period" will not apply.

  5. Generally, as long as you remain below your credit limit and make at least the minimum required payment.  

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