Question:

If you port life insurance will you have a new contestability period?

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The question I have relates to my dads life insurance policy. When he got laid off from his job he had the option of converting or porting his group life insurance. He chose to port and paid the premiums directly to Prudential. I was wondering if the contestability period started over when he ported or was the contestability based off of the original life insurance. Thanks!!!

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2 ANSWERS


  1. He chose one of the options offered.  As such, the contestability period has already been covered.

    It would be the same if he exchanged it for another one.


  2. No, it doesn't "reset" if he ports it.

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