If you post date a check can the bank still cash it before the date on the check?

Question

If you post date a check can the bank still cash it before the date on the check?

Answer 1

Yes...If you have written a check to someone and postdated the check, they take it to the bank, deposit or cash it...the bank will accept it....most banks don't look at the dates the checks are written on. My ex wrote alimoney checks to me for 5 years, post dated them and the bank told me it didn't matter what date he put on it, they didn't pay attention to the date, so...if it was the 29th and he wrote it for the 1st, as a post date check..I cashed it...it still didn't hit his bank until the 1st, but I at least had my money.....

Answer 2

A check is a written instrument that is payable on demand. The date is irrelevant. Post date a check at your own peril.  

Answer 3

yeah they can unless you postpone puting it in the bank or sending the bill out

Answer 4

Yes.  They don't even look at the dates.  If they did pay attention to the dates and not cash them until the written date there would be a lot less people bouncing checks.

Answer 5

Generally, a bank is permitted to cash your check when it receives it, even if the check is paid before the date on the check and even if it causes the check writer to incur bounced-check fees.

The only way you can spare yourself from having the check cashed early is by notifying the bank in advance. The law requires you to describe the check with reasonable certainty, including providing your account number, the date on the check, the check number and amount, and the name of the person or company named on the check. And you have to make sure you provide all this information before the bank receives the check. The problem, however, is writing a postdated check may violate your customer agreement with the bank.

That means you may be able to keep a specific check from being cashed, but the bank could also force you to close your account. The whole thing can get very messy. My advice: Avoid writing postdated checks. If you do, make sure the person you give it to can be trusted - and understands exactly when to cash the check.