Im 13 and want to know if theres any way I can get a debt card?

Question

Im 13 and want to know if theres any way I can get a debt card?

Answer 1

ya, you can get one. you just need your parents to go in and sign for you. I've had one since I was like 11. Just go into the bank of your choice and say you would like a savings account.

Answer 2

NO WAY!  18 at least and a job....

Answer 3

Honey, LOL it is a debit card not a debt card.  Any if you don't know how to get one you don't need one.  Open a saving account and they may give you one but you need money in order to do this.  And unless you are a rich kid i highly doubt your parents will get one for your convenience.  This was such a entertaining question.

Answer 4

Why do you want a debt card?  Do you have debt?

Answer 5

Sure....first get an education, then a job and then you can get a debit card. Good luck!!

Answer 6

Probably not but if there is it will require your parents/leagle guardian to co sign. In other words, if you dont pay they have to.

Answer 7

You need to be 18 to get a debt card. That's the case for all states. You can have an ATM card when you're younger, but you have to have your parents go in to the bank with you and let them know so you can get one.

Answer 8

Your parent has to open an account and add you on. I got my first one at 16 that way.

Answer 9

THE PERSON  HAS WHAT I WOULD HAVE RECOMMENDED. I HAVE ONE AND IT'S LINKED WITH MY DAD'S ACCOUNT.  I  LOVE THE FREEDOM I HAVE AND I GET BENEFITS AND I AM ONLY 13.

http://www.chase.com/ccp/index.jsp?pg_na...

Answer 10

actually you have to have parental consent. And you show that you have financial responsibility.

Answer 11

none at all

Answer 12

Don't know what some of these people are talking about, but YES, you can get a VISA logo mastercard

Chase Bank offers High School Checking

A full-service checking account available to students between ages 13 and 17, with account jointly owned by the student with a parent or guardian - provided that the parent or guardian maintains a separate qualifying linked checking account

Benefits for you (teenager)include:

No monthly service fee as long as you are a joint owner and maintain a qualifying linked checking account.1

FREE Access to 9,000 Chase ATMs and 3,000 branches nationwide

Free Chase Visa® Check Card with Zero Liability protection*

FREE Online Banking and Bill Pay - including our Online, On-time Guarantee

FREE personalized voice and e-mail alerts

Benefits for parents include:

Conveniently deposit funds into the account, free of charge, via ATM, Chase.com, phone or branch

Easily keep track of account activity online

Receive personalized alerts about account activity

Schedule automatic deposits from your account to the student's account

Answer 13

Nope.

Answer 14

There is nothing possibility before you get 18

Answer 15

in order to have a debit account , you must first have money to deposit into an bank account, so the money can be drawn from that debit card..., welcome to the adult world... ask your parents for help with a "credit card" and ask for help in managing your credit, so that way eventually with good practices, you'll be able to establish credit in your own name when you reach 18 or 21....

Answer 16

I'm 13 too. i wanted the same thing, but you'll  just have to have ur mom/dad/guardians name on the card instead of yours. thats my current situation

Answer 17

It's debit card

An no I don't think you can.  

But call the bank and ask them.

Answer 18

Yes, you can! The company that provides PREPAID debit cards is called NetSpend. The cards are re-loadable (which means: Say you load $200 and spend all of it, you can just go to the store and put more money on the card). The cards have the traditional VISA logo on the bottom right hand corner. You get to set up a pin number for security. Here's the catch, though, since you are only 13. You will have to have one of your parent's names on the card, or an older sibling who is at least 18. I.D. is not requested when using the card because it is sufficient to know the PIN number. You can get one of these cards at any ACE location (America's Cash Express) or H.E.B. grocery store. : )

ADD: Whoever decides to open the joint account will need to bring his or her I.D. and social security number. It costs between $1-$3 to load money onto the card, the same to take money out at an ATM machine. Everytime you use the card $1 is deducted from your account.