Question:

Im 18, have no credit but want a streetbike. How should I do it? Whats the interest rate @ a dealer going 2b?

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I am looking to buy a ninja 250 ($3000-3500) because they are smaller, cheaper, and I am still learning and dont want to spend a bunch of money on something I might scuff up. I have a job but not a whole lot saved up for a down payment.

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  1. It's good that you are looking at a more reasonably priced bike.  The smartest thing you can do is save up as much as you can so you have a large downpayment.  You are more likely to get a loan approved if you pay half in cash.  

    This would also give you smaller payments and should be easier for you to keep up with.

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