Im 18 and looking to get a credit card but iv no job any website dat wud give me 1?

Question

i have money cos iv a baby but i jus dont have enough for d 2 of us

Answer 1

There is a problem with that statement. You will need to pay for the things you buy with a credit card. They are not free money or a magic wand that will solve your financial problems. Stay away from credit cards they will only lead you deeper into debt. You can't borrow your way into wealth. I suggest getting a job instead.

Answer 2

I know this isn't the answer your looking for but it'll be the best answer your going to get!

Dont get one!

Answer 3

How do you think you are going to pay off your credit card without a job?

Answer 4

you can apply for this credit card, http://fexr.com/22mr . its made for people like you who have no credit history or bad credit. i wouldn't be able to tell you the kind of limit you would be able to get but its guaranteed to be at least 1500 i think. i was able to get a 2500 dollar credit line myself with my horrrrrible credit.

Answer 5

Why would you want a Credit Card in your situation?

You are young, immature and by the looks of it, stupid.

Answer 6

go to www.ukfinanceservice.com

There are lots of options there including pre-paid cards.

Answer 7

If you've no job, for what do you need a credit card?  Sorry to be harsh, but credit cards aren't toys and way too many people in this country are already up to their ears in debt.

You don't need a job for a CC but unless your parents cosign or you already have an established checking account with a bank, it can be very difficult to get one.  I have about $1000 in both my checking & savings accounts with Chase, so they gave me a student credit card with an $800/monthly limit.  I paid it off in full each month and now the limit is $1200 but I never come close to maxing it out...once you hit that point, it's very difficult to get your credit score cleaned up, and that can near ruin your life!

Answer 8

if you need the money, and can recieve money from someone like a parent or friend, include the money they can give you into the annual income when applying for the credit card

here are two great credit cards to do that with

Blue from American Express®

0% APR for up to 15 Months

As low as 8.99% APR

no annual fee

full detailed explanation of the credit card can be seen here...

http://www.cardlister.com/CreditCards_de...

Citi® Platinum Select® MasterCard®

0% APR for up to 12 Months

As low as 8.49% APR

no annual fee

full detailed explanation of the credit card can be seen here...

http://www.cardlister.com/CreditCards_de...

Answer 9

capitol one  or vanquis but i wouldnt they are too easy to get into large debts dont do it i wish i hadnt

Answer 10

Nah dont do it - it will only snowball into a worse situation... I got a card when i was 19 - its too easy to buy stuff on it with a 'will pay later' mentallity......

Ten years on and Im still paying off my card.  I earn plenty so repayments are fine - and i 'tart' my cards to keep my 0% rate..... but my overall advice is not to get one in the first place.

Answer 11

don't do it! they'll f*****k you up

Answer 12

my mate said he would like to give you one.

Answer 13

Why didn't you use contraception? You are 18! Why on earth did you have a child when you lack the financial means to support him/her?

I know! Because the taxpayer will pay for you! You'll also be entitled to a free council house. Oh laa dee daa!

I'm sick to death of it.