In Ca does the grant Deed coveying title need to be signed before the buyers Deed of trust?

Question

In Ca does the grant Deed coveying title need to be signed before the buyers Deed of trust?

Answer 1

That's normally how it's done.  The deed is the document showing who owns the property.  A deed of trust is a lien against the property stating if you don't pay Bank X back, (or whomever has the loan - sometimes it is a person who has made the loan)  Bank X gets your house.  You can't sign a deed of trust unless you own the property.  When the docs are recorded, the deed is recorded first, then the deed of trust.  (This scenario assumes property is being purchased.  If you already own the property, the deed was recorded when you made the purchase and does not need to keep being recorded each time you take out a new loan against the property.  In this case, only the deed of trust needs to be recorded.)

Answer 2

NO