In Collections with visa & need to change a date on payment...?

Question

Visa has set up to take payments out of my bank account until I get my credit card under the limit which will be at the end of August. They have a $50 payment coming out on Monday and they told me if I needed to change a payment or whatever to just call them. Can I cancel the payment Monday (because I didn't get paid as much as I thought) and reschedule it for September 5th? They are already taking $400 from me in August so I don't see how changing the date of a $50 payment would matter.. Will they change the date for me?

Answer 1

You done a big mistake ,

never let visa  take a directs payment from your bank account.

Big mistake,

they will charge you with late fee  between $20-$25 if the account does not caver the payment.

plus your bank will charge you fee  for over draft.

they will change the date, but it will not start for anther 30 days.

please cancel the agreement by visiting your bank and stop it. and tell  visa   you will mail them the money. ..Evey paycheck..

be in control with your finance.

and do not fall for their games.

Answer 2

call them. depends on the company and the rep you get