In a foreclosure i would like to know something?

Question

There was an article in our paper that said that a lady had a sherriff come and they took all her stuff out of the house.What did they do with it and dont they have to let you know there going to first?How does she get her stuff back or did they just set it outside the home?I am not in foreclosure but would like to know .Has america come to treating people like trash?

Answer 1

if its not outside its a foreclosure,

if it is outside its an eviction

Answer 2

Depends on the jurisdiction.  In some places, they just leave all the stuff on the sidewalk and folks walk away with it.  She had plenty of opportunity to get her stuff out of the house before the sheriff came, so she shoulders some of the blame here.

Answer 3

The lady was probably legally evicted.  In an eviction, the tenant gets a great deal of notice as to when the sheriff will arrive to enforce the eviction.  The tenant is expected to move out before that date.  If the tenant doesn't move, the sheriff usually has the tenant's property put into storage and re-keys the doors.  The tenant can get the property out of storage by paying the storage fees.

Answer 4

Foreclosures and evictions are required by law to notify the owners of the pending action.  This person knew for months that the foreclosure was happening, and the subsequent eviction.  The person gets many, many notices.  So once the auction was held, the eviction started, again, more notices.  

She doesn't get her stuff back, she had ample opportunity to move.

I have been to houses where people stayed until the deputy knocked on the door, they give you a few minutes to gather what you can, then the locks are changed and the tenant is out.  It is sad, but that is what happens when you don't make responsible decisions.  

Answer 5

She probably waited too long to get out. They give you plenty of notice before the sheriff comes to boot you. I would say anything that was still there, she may not be able to get back. Supposedly when they tell you to be out by a certain date, any day they come to see if you are out, can remain part of the property, and part of the sheriff's sale or auction.!

Answer 6

A foreclosure is when the mortgage company sells your home because you failed to pay your mortgage payments.  What happened to your neighbor is a writ of execution.  Someone must have obtained a judgment against her, and when she did not pay the judgment, a judgment lien was recorded.  The sheriff then takes a writ of execution and uses to it to seize her property to satisfy the judgment.  

This is a common collection activity.  When you can't or don't pay your bills, you get sued, and then they collect.

Answer 7

1. Thats the standard wae for bank tu get the hous bak...kik out huz init.

2. The stuff in the hous belong tu huever was theer.  Em kan get it bak wen em find a nu plaes tu liv.

Note...It mae be renter or mae be famlee that lost the hous.

3. However so many forkloesed houses empty invite robbers hu strip the houses & ruin em.  Sum banks now let yu stae in the forkloesed hous if yu agree tu not trash it.

Theer R sum komments on the web from those hu thank banks deliberately delae forkloes so sumwon will stae in the hous so it wont look abandoned.  Kan find many zampels av houses ben in default 1 or 2 yeers (even a fyu 5+ yeers).

4. If the hous was rented, the renter did NOT no the hous was bout tu be forkloesed...big sprize.

Answer 8

No they give you plenty of notices and when you have to be out. The house will be the banks. It makes no sense about the sheriff thing unless it was an extremely small town. In a largly populated city there are so many foreclosure- how would the sheriff beable to get to all them and still do his normal tasks!?!?!

Answer 9

You always get notice if you’re being foreclosed on or evicted. Just because she ignored it, doesn’t mean she didn’t get it.

If it’s a sheriff, I’d say it was probably an eviction. Usually they put your stuff on the curb, where anyone has the right to take it.

Answer 10

I live in MI where foreclosures are very high right now cuz of the auto industry cutting back. When you first get foreclosure papers served you are approx. 2-3 months past due. Then you can only deal with the banks attorneys. You have 6 months to catch up and become current after that then they normally give you about a year to actually move. Therefore, they will not actually force you to move for about 12 months. Some banks offer you cash for keys, meaning they will give you up to $2500.00 to clean up the house and find you another place. If you still haven't moved they will contact the court so they can contact the sheriff and the sheriff set your things on the curbside. When she comes home she can get her things off of the curb cuz now it is public property.

Answer 11

Go back and read the story again and pay close attention to the dates.  If it is the same story I remember reading, the lady had her home foreclosed on a couple of months before the eviction.  That means that she was living (rent free) in a home that she no longer was paying for OR did not own but rather owned by someone else.

They most likely took her items and set them outside the house.  The main purpose is to force her into action of moving to another place.  She can leave the items there but the weather would ruin them, people could steal it, whatever but the decision is hers at that point.

I know it sounds harsh but the fact of the matter is, it is not yours until it is all paid for.  I believe she had actually paid for the house but then took a $250,000 line of equity out on it.  At her age (80 I think it was), that was not a wise move.  One could argue that there was some predatory lending going on there.  How is an 80 year old woman going to repay a $250,000 loan?

Best of luck to you in your situation.

Answer 12

Trash? With forclosures even states that move fast, they have plenty of warning of what is coming. Its the same if u stay in a hotel or apartment after u are to leave. They grab ur bags and out u go. I dont see how this is trash. I kno in the sad world of losing a home the banks seem like the bad guys. Sad truth, people who default broke their end of the bargain. If they were nice and gave peole breaks, the people who do what they are suppose to would have to bear the burden. So whos getting treated like trash then?

Answer 13

You will be notified by mail, in person, and they will staple a

notice on your door. There is no way you will be evicted

without you know it is going to happen, and when it will happen.

You may even ask for an extension to stay in the house

as long you follow proper channels.

by the way, they only foreclosure if you refuse to pay your

mortgage.

Answer 14

No, Amercia is not treating people like trash, the government is letting them. when a house is forclosed the bank reposesess so they can get the money back(thats why foreclosed houses sell for so little) and if there are any possesions in the house they are also reposed and auctioned off unless the leasee can move them somewhere else.

Answer 15

She was given ample time to remove her belongings. It can take up to a year to be foreclosed on so just remember to pay your mortgage and that wont happen to you. Most likely her stuff will go to auction as well as her house.  

Answer 16

If you want to be treated like trash, then act like trash.  The lady acted, so she became.  Simple.  Serves her right.

Answer 17

theirs this site you can check out foreclosurehelp.nv.gov maybe youll find something helpful

GOOD LUCK!!!!!!!!!!!!

Answer 18

Because this person made an agreement, signed a contract and made promises to pay every month. . . . .they didn't honor their word, they didn't fulfill their promises. . . .they probably haven't even paid their mortgage for at least 9 months, they've been to court, they've been given notice to get out, they didn't get out. . . . .their stuff was packed up for them (in plastic garbage bags )because they ignored their multiple notices, and placed on curb--off the property.

America didn't do this. . . .this person is facing the natural consequences of their poor choices, their actions and failures to act. . . . .

Answer 19

They put it out on the curb. The sheriff is under no obligation to safeguard your belongings when serving a foreclosure/eviction notice. All they do is make sure the people and their stuff are out of the house.

Answer 20

The bank gets it