Question:

In countries that have Universal Health Care (i.e. Canada, France, England) does that include dental care as?

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well or do you have to go to a dentist and pay for dental work privately?

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  1. Nope. Sorry. Not in Canada. Dental care is a totally seperate entity. In Canada, dental care is very expensive but you can get on good dental plans through your work if you are lucky and have a really good job. In The UK there is free NHS dental treatment but a HUGE shortage of dentists.


  2. Yes, in France it includes dental and vision. There is no difference if you see a dentist or a cardiologist, the coverage is the same. But the coverage for anything borderline cosmetic is very poor. For instance getting a decay treated, a tooth extracted, no problem, you're covered. But if you want to then restore the tooth with a nice implant and crown, the coverage is very poor because it is considered a cosmetic improvement and not a medical necessity. So most people rely on their "mutuelle" (private but non-profit complementary insurance which they can choose to have or not. Since it is cheap, most people have one) to cover uncovered costs.

    Same thing for vision. The national insurance will cover ophthalmologist's visits and any necessary surgery as any other medical field. But they will cover glasses poorly, and only based on the price of the cheapest lenses and frames. Therefore they don't cover contacts or laser surgery (unless it is a medical necessity, but not to improve your appearance if you can wear glasses instead), but most "mutuelles" do, either fully or partially. When I was in France, my "mutuelle" reimbursed the cost of contacts not by percentage but by a fixed amount based on the most expensive contacts that existed. Since my contacts were cheaper than that, I made a profit since they gave me more money than I had spent!

  3. In Australia (we have universal health care ) dental is not covered. In the UK it is only covered when you are pregnant or if you are a child.

  4. Down to France, so here you go:

    " Additionally, almost all French buy supplemental insurance, similar to Medigap, which reduces their out-of-pocket costs and covers extra expenses such as private hospital rooms, eyeglasses, and dental care."

    http://www.businessweek.com/magazine/con...

  5. Dental work is charged for on the NHS but is a lot cheaper than Private Dentists...

    The cheapest charge will be £15.50 and the most expensive £189.



    From April, the current roster of 400 different charges for treatments will be replaced by just three:

    £15.50 — examination, diagnosis and preventative care including X-rays, scale and polish

    £42.40 — fillings, root canal treatment, extractions

    £189 — complex courses of treatment and procedures such as the fitting of crowns, dentures or bridges

    No charge — writing a prescription, removing stitches, repairs to dentures



    People who are currently exempt from paying NHS dental charges, for example because they are on a low income, are pregnant or under 18, will continue to be exempt.

  6. I love to live in France ....

  7. There you go when it comes to France.

    The standard medicare that French people pay directly as a "charge" on their salary covers a little bit, whatever dental care you may need.  Different percentage covers dental care depending on the provided dental care.

    What we usualy do is that we contract a separate and private medicare on top of the medicare provided by the government.  It is called a "Mutuelle".

    In Alsace-Moselle, north east of France (the part of France that went back and forth between Germany and France), it is compulsary that all workers have a private medicare.

    In basically all cases, the company you work for, pay a part of your medicare.

    In my case, my private medicare costs 100 Euros/month, the company pays 50 Euros and I pay the rest.

    I can tell you that for almost everything I need when it comes to medical, dental cares I dont have to pay anything.

    Last year, I went to the dentist and had to replace a tooth.  The total cost was 1000 euros.  Govt medicare paid 200 euros and all the rest was paid by the private medicare.

    I changed my glasses.  I could get a frame for 274 euros and 2 times 250euros for the glasses alone.  I got a really good frame and a good quality glass....I paid absolutely nothing thanks to the private medicare I have (the govt medicare only riembourse 2,74 euros pero glass and nothing for the frame itself....)

    And this goes for my whole family, wife and kid!

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