In florida can you file bankruptcy if you never filed federal income tax but were suppose too?

Question

in-laws have seller financed mortgage because of 100k plus credit card debts completely quit paying on all them several years ago can the credit card companies put a lien on their house?how will i know?if so will they take the equity from their house if they sell it ?If they die and i am willed the house now will i have to pay their debts after their dead ?if no what if I sell the house later will they take the equity from me for their debts?

Answer 1

Need to get some more details, but from what you list here, how old are these debts?  You state "several years ago".....that may place them beyond the statute of limitations.  If that's the case, they can not sue you for these debts.

They can not place a lien on the home without a judgment, and since they can't sue for old debts they can't go after the home either.

Assuming they did manage to get a judgment on you in the past, they can place a lien on the home.  If that happens, they home can not be sold until lien is satisfied.  Willing the home does not remove the lien.  

So what you need to do is some homework.  Contact the court and see if there are any outstanding judgments on your parents.  Pull their credit reports at http://www.annualcreditreport.com (it's free) and see if these debts have either dropped off or how old they are exactly.

Answer 2

Hi,

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