In insurance, Who would a "Home Service Representitive" work for?

Question

The possible answers are:

1) Friendly Societies

2) General Insurance Companies

3) Lloyds

4) Intermediaries

Any help and additional information on Home Service representitives would be greatly appreciated.

Thankyou

Answer 1

Home service reps work for companies and go out to the homes and collect premium.  Normally seen in life insurance - and sometimes referred to as "debit routes."

So, I would think either 1 or 2 above.

Answer 2

I think the answer is most likely to be 1).  A Home Service Representative is someone from an insurance company who visits a client or potential client in their own home.  It is much more common in life insurance than general insurance.  A Friendly Society is a life insurance company that is owned by its customers - kind of like a co-operative.

Are you studying for a CII exam or something like that?  I've been studying for CII exams, and I was just wondering if you are too, since the format of the multiple choice questions is very similar.