Increase the EMI or part payment end of the year .. better option ?

Question

Should we increase the EMI or Do the Part payment end of the year instead ..

which one it the better option .. You can assume raised EMI amount and part payment amount would be same .. ??

Answer 1

I always prefer to make the Loan payment rather doing any investment to save Tax or anything where I need to give more month on month because you can only start saving when you have no one asking for money at the start of each month.

Answer 2

EMI becoz it'll be convenient for you!