Individual Dental Insurance--Who provides it in Missouri?

Question

PrimeStar(ind.)/GemStar(grp.) are a provider we've worked with in the past.

Are there any other companies that provide benefits in the Missouri/Saint Louis area?

Answer 1

I haven't seen any policies that pay out more than they take in.

Before you buy, run the numbers.

Answer 2

Check with the Blue Cross/Blue Shield of your state and ask if they have an individual dental plan, also some insurance companies in other states--ONLY--offers insurance to residents that reside in that state.

Answer 3

If you call a health insurance broker in your area they will know who provides the best dental plan. In Virginia Anthem Blue Cross has the best dental plan that can be purchased separately.

You should be aware 9 out of 10 people who call me for dental insurance are calling because they need dental work done. Unfortunately that's not the way it works. Most dental insurance will only cover cleanings for the first 6 months, basic work after 12 months major work after 18 months.

If you need work now your best bet is a discount plan and you can find one here. http://www.dentalplans.com/

Before you sign up you should use their search option to find a dentist that takes the plan and price out the work you need done.

Answer 4

Check out Aetna.com.