Individual versus Joint Investing?

Question

I'm planning on getting married November 1. We have been discussing our finances. We currently each have a Roth IRA and Individual Investment account. I want to know what the pros and cons are of having individual investment accounts versus joint investment accounts? Furthermore what is your suggestion on what we should do come November 1?

Answer 1

I would advise that you keep your separate property separate always.  Applies to property that is separate because it was a gift, an inheritance, or the like.  If you keep it separate, you can always share it, but if you mix it up you will never get it apart again.  

And, on November 1, you should forget all this and go on a nice honeymoon.  You only get one chance at that, so do it right.  Happy marriage to you.