IndyMac Mortgage Pmt problem - HELP!?

Question

I set up auto payments for my mortgage to start May 08 with IDMB. The bank confirmed my application for auto pmt and I stopped receiving payment notices. Because I travel frequently I did not check to see if they were in fact debiting my account. But since I never got a late notice nor, anything else about what was going on with IDMB I figured I was OK. I got a letter a few days ago saying if I was having trouble with my payments to let them know. When I called the phone # on the letter to see what was going on, the phone # was disconnected. I now find out that IDMB never debited my account and my other wise perfect credit is now ruined and I cannot refinance with another bank. I finally got a hold of customer service at the bank who was NO help at all. What do I do? Who do I call?

Answer 1

not to worry == the govt took over the bank so in fact they now hold you mortgage -- i would write them a letter spelling out what happen -- give as many details as possible to back your story names and dates and request them to tell you whom to make future payments to!!!  you can fix your credit once you get you payment back on track!!!