Insurance Pre-Existing Condition?

Question

At the age of 17 I was diagnosed with an illness and I had no insurance at the time. Now I have a job that offers insurance and I have had it for 3 years. Now the insurance company is asking for medical records, I believe they are going to tey and wuse the Pre-Existing Condition line on me, is there a way around this?

Answer 1

Usually, that pre-existing condition clause on a group policy can only exclude treatment for the condition for 18 months or so - if you've had coverage for 3 years, you're way beyond that period.

So don't worry about it.

Answer 2

no, tell them up front

Answer 3

Depends on what type od illness you have.

Answer 4

for any insurance you have to submit fitness certificate or medical status that is provided by qulified doctor

Source:http://www.insuranceplan4u

Answer 5

No sadly most insurance won't cover pre-existing conditions.  Your only luck may be with a company that does group insurance thus doesn't ask.