Insurance Woes?

Question

Due to strong political pandering to members of the LGBT community, the company that I work for has gotten the group insurance plan that I am in now to cover gender-reassignment surgery.

Well this wouldn't bother me if it wasn't for the fact that this same insurance company requires members to pay out of pocket for insulin, lancets, or testing machines for diabetes, oxygen for those with COPD, and labels cochlear implants for those who are deaf as experimental, and it also excludes orthognathics for those with congenital disorders of the jaw..

Is this fair, shouldn't those seeking surgery to cut of their testicles pay for it themselves. Especially since many other operations that improve quality of life for their recipients are not covered because they are not life threatening.

Answer 1

Your job chose those benefits... not the insurance co...

Answer 2

The inmates are running the asylum.

Answer 3

Sounds like the insurance company your employer chose has some mixed up priorities. If your company is a fairly small one that still values the input of its employees, you might could get someone to listen to your opinions. I would be jumping up and down if this were my employer's choice of insurance companies. You might not be able to do anything about it, but I definitely would let someone know my views on the matter. Don't back down for something you believe is moral and ethical just because SOME view it as politically incorrect!!

Answer 4

But how many people in your group plan will actually have gender re-assignment surgery? Probably not many - if any at all.

However, many more people will need insulin, lancets, testing machines, oxygen.

It's possible that this is just a business decision - not a political one- - they can offer gender re-assignment surgery knowing that the likelihood of anyone using it is slim to none. But they would pay out much more for diabetic supplies.  There are many more diabetics out there than trans-gendered folks.