Insurance claim?

Question

I was recently a victim of a street robbery and had over £7000 worth of stolen from me. I was hit over the head with a baseball bat which left me a bit confused, i then came stright home and passed out and didnt report the matter to the police until 20 hours latter. Do you think that because of my delay in reporting the crime i may have problems in getting a pay-out? My insurance documents say that crime should be reported immedatly!!

Thanks for your help

Answer 1

Why don't you file a claim and find out.  Or are you just looking for an excuse to give the insurance company to explain the delay?

Answer 2

Stolen what???? I think the insurance company may struggle with the fact you were carrying 7k worth of goods and didn't report it straight away yes.

Answer 3

Very similar Q here, from “bw” 2 weeks ago... suspiciously similar in my view, note same mis-spelling of "immedatly" and "stright"..... is there something I'm missing ?

http://uk.answers.yahoo.com/question/ind...

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“On Saturday I was the victim of a robbery where I was hit over the head with a baseball bat and had my gold chains stolen.

After the attack i went home with the intention of cleaning myself up a bit as I was covered in blood and then planned on going to the police. At home I ended up passing out and didnt come round till sunday morning and then I went stright to

the police to report the crime.

I have just checked my insurance policy and it says thet theft should be reported to the police immedatly. Do you think that i am going to have trouble getting the insurance company to pay up as I didnt report the crime for 22hours after it happened? Or will it be ok

as I passed out?

If any of you have some advise please advise. Thanks

•2 weeks ago

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Suggest you look at answers to that question.

Answer 4

Yes there will be a problem, this seems like fraud to me, why on earth would someone be carrying about with them 7k's in the first place! Unless u have witness statements and proof that u were infact carrying that amount on u then i doubt they will pay out anything.....i cant see that ur policy will cover that much anyway since it wasnt actually in ur house at the time

Answer 5

Yeah d**n straight Ray.