Insurance suggentions?

Question

Insurance suggentions?

Answer 1

Since you have not mentioned about the investment aspect I suppose you have no plans of mixing your Insurance and Investments.

In that case I suggest that you may opt for a TERM INSURANCE  or in layman's language a pure insurance.

Here you can take an insurance cover for a larger amount with a very nominal premium. On maturity nothing is refundable. As there is no surrender value involved you can shift to any other insurer at any given point of time. LIC's Amulya Jeevan is such a plan.

Good luck !!!

Answer 2

I suggest you call someone you already know, like your local agent that handles your homeowners or automobile policy. Don't purchase insurance online, it is a personal, private transaction, and you will want a live person to call on, if and when you file a claim.

Answer 3

Consider having more than you 'need'.  The reason is that the company will not issue the policy if it is too high.  But they will offer you the max.

If the insured event occurs, you will be fully covered to the extent the law allows in most cases.

Get an old phone book, open it, and start calling credentialed insurance agents.  (CLU for life and health; CPCU for property and casualty.)  Start with the name that is next in alphabetical order after yours.  This prevents Adams from getting all the calls.

If the phone number is disconnected, why trust advice from that agent?

If the phne number is still good, you have an agent with experience.

Answer 4

If you are looking for better rates or to get a quote. There's a free on-line service that is reliable that can help you know for sure.  It is also very easy to use.  You can access them out at:

http://www.kqzyfj.com/email-2700253-1039...

GOOD LUCK!

Answer 5

basically all insurance policy are good.

But the important should be your priorties at different stage of life.

Personally, I recommend an income protection above the rest cause it will ensure an regular income for your remaining years should anyone loses its job not cause their fault but accidental or illness.

Its cheap and its coverage is high

Answer 6

please clarify what type of insurance.. probably go for government insurance company for any insurance as LIC of India