Insurance totaled car - I can't get reimbursed for smog check?

Question

This is in California. They are reimbursing tax, license, etc. They have come up with the final figures (I submitted comps). The accident was not my fault (I was sitting still at the time waiting on a light) and I feel I should be reimbursed for all my losses. The smog cost was $75 only one month before the loss and its not like I had any choice. When you sell a car, the fact that it passed smog is a selling point. Insur says NO, it does not add value. So I am out my money for that too along with the sting of losing my classic car I babied for 20 years? Do I have any recourse in getting the $$ from the at-fault party?

BTW, this is under the new smog test law which took effect in December 97. It adds on another test at $20 more than the old test.

Answer 1

Nope, you can't get that reimbursement.  See, you need that inspection to be roadworthy.  If you FAIL the inspection or don't have it, your car is worth less - but having it, doesn't make your car worth MORE.  Just like the amount of gas sitting in the tank.

Having a transmission doesn't INCREASE the value - it means it's running.  Same with inspections.  NOT having them, DECREASES the value.  But having them doesn't increase it.

You're not going to be able to collect this from the at fault party.

Answer 2

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