Insurnce might not cover our roof, what now?

Question

Hi, im 13 years old and my family is in some trouble now. Our roof is caving in and Aig insurance may not cover it. They said if the snow was still on the roof by the time the investigator came our, they wouldnt cover our house. Im adopted and i live my grandparents on a lake in the middle of nowhere, and the snow here is very heavy. My grandfather is 64 years old and he cant really sholvel like he used to, and i can barely sholvel at all. The snow on our roof is at least 3ft deep. I was wondering if they dont cover our house, we file a lawsuite or something.

Answer 1

get the snow off the house any way you can, ask neighbors or friends or relatives to help, then get a contractor there to repaiir the damage and do not let snow accumulate on your house anymore find someone who can routinely shovel snow from it. The money you spend on snow removal will be a small amount compared to rebuilding your roof structure.

Answer 2

Weight from sleet, snow and ice should be covered....I would have your grandparents check again.