Is 661 a decent experian credit score?

Question

Is 661 a decent experian credit score?

Answer 1

It's not horrible but can be improved upon. Unless you're just getting established (new credit) chances are you have some lates/defaults on  your report. Keep everything paid on time and in full ...everytime ! Don't use more than 25% of your available credit.

Answer 2

665 is better. At your level, you're categorized as a Level 3-A risk which means you can get limited success in the procurement of trade-lines related to revolving credit. The collateral bases parameters will prevent any amount more than 40% of your line 32 on your 1040.

Answer 3

Yes it is considered good.  I would also check Equifax, since I have found in the past that they seem to report more items than the other two credit reporting agencies - thus making my FICO score a little lower than Experian or TransUnion.

This may not apply to you, but its worth checking out.  Some places (if you're applying for a loan) will pull all 3 credit scores and average them for the FICO score they will use for consideration.

Answer 4

its ok what about the other 2. If that is the high score then if you go to buy something you may faind out it isn't a good score since most lenders use the middle score to determine credit risk