Is 699 a good credit score?

Question

It's say my PLUS score is 699 and that's fair. So what is considered a good score?

Answer 1

That's Experian's credit score.  My PLUS score is much higher than my Equifax or Transunion score.

The score that really matters is you FICO. You can get it at www.myfico.com.  I'm guessing you'r FICO will be around 620-640 which is fair.  The same webpage shows you how to improve your score.

Answer 2

Thats considered fair, just under good..  700+ is good..  your on the border...  try truecredit.com   you have to pay like $15 bucks to get the exact deatils, but it's worth it.  

Answer 3

0 score is best. It means you are responsible enough with money that you don't need to borrow.  

Answer 4

FICO scores between 300 and 850 with anything that calculates to below a 300 defaulting to a 0.

They do not have a rating system but this is how the largest credit union in Oklahoma see's it.

1. Elite 740 & up.

2. Prime 700-739.

3. Preferred 660-699.

4. Standard 625-659.

5. Sub-prime 624 & down.

Now on the other hand if your score is a Vantage score which Experian uses their breakdown is as follows;

A-901-990.

B-801-900.

C.-701-800.

D.-601-700.

F. 501-600.

So you really need to find out which score you have and then you will know your answer.

Answer 5

That's a good score.  A bank I used to work for required 660 or better score to get a personal loan (meaning no collateral - based only on promise to repay).

Answer 6

FICO is the only score that counts.  It's available at myfico.com and you cannot get it for free.

Answer 7

what you really want to get is your FICO score.  those scores range anywhere from 300 to 850.  699 is a good score.

Answer 8

that's a fine score and mighty fine score indeed.