Is all the money you earn in an IRA tax deferred?

Question

I just recently switched jobs and had all my money in my 401k immediately transferred directly into an IRA (so within the 60 day requirement). If I buy and sell stocks in this account, are all the gains and dividends tax deferred until distribution?

Answer 1

Yes.

Answer 2

Yes, but when they are distributed, they are taxed at regular income tax rates, not the reduced rate available for capital gains and qualified dividends in accounts that are not tax-deferred.

Answer 3

Yes they are.

Answer 4

Yes and any contributions you make to the IRA are deductible, but there is a cap usually on how much you can contribute in a year, you will have to read up on that.