Is creditloader.com legitimate?

Question

I want to establish credit and I found out about creditloader.com. It seems to be the same as a secured credit card right? If not, how does it work? Does anyone use it? Thanks =)

Answer 1

I'd give it 2 thumbs down. The website looks shoddy. Contact Capital One www.capitalone.com or Home Trust www.hometrust.com and apply for a secured card. Even $500 will get your score up and running if you keep your usage under 25% of your limit...pay in full and pay on time!

Answer 2

If you want a secured credit card that you know is legit, go to a local bank and get one. You'll have six or seven tellers jumping over the counters to sign you up.