Is it OK to lie about being married to get a lower auto insurance rate?

Question

My insurer gives me a much lower auto insurance quote if I say that I'm married. I could say that my imaginary partner doesn't even drive. Are there any consequences to listing myself as married? Can it come back to bite me?

Answer 1

yes

Answer 2

Sure it is, if you'd like to be in jail for fraud.  :)

Answer 3

First it would invalidate your insurance, Second it is called fraud.

Answer 4

You should ask your conscious.

Answer 5

Well if you get into an accident they usually do everything they can to not have to pay up, so they will find out you aren't married and probably won't cover your accident costs

Answer 6

It is sufficient cause to avoid paying any claim you might have under the policy.

Answer 7

Nope, its Fraud

Answer 8

Try using http://My-InsuranceSearch.com to compare car insurance rates for all the major providers in your area.

Answer 9

That would be insurance fraud and it is very illegal.

Answer 10

First of all in the state of Missouri they check to see who even lives in the residence and I have had to pay higher premiums because of roommates that did not even drive my car. Who is this agent? yes I disagree that married people are safer drivers as are women. How often do you see a woman driving a SUV while talking on the phone, putting on makeup with a busload full of children is that safer??? Also I have known of several couples getting into arguments and one storms out and is mad and then ends up in an acident and even getting killed. Even thought this os not legal I dont think what they the insurance providers are doing are so legal either. We all need to ban together against them!

Answer 11

No.  They will catch you sooner or later.

Answer 12

i'm pretty sure thats illegal :p

Answer 13

They wont really investigate it until they need to. Which means that you would have to get into an accident and that is when you get into trouble... So yes, it will come back to bite you very very very hard!

Answer 14

No!  When signing an insurance application you are entering into an agreement with the insurance company and part of the agreement is that the information that you provided accurate. Providing false information for the sake of lower insurance rates is insurance fraud and voids the contract.

There's a better way to lower your insurance premiums, shop insurance and compare premiums.  A few of the best on-line free sites that you can do this is:

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By using these services you will be quoted by hundreds of companies, increasing your chances of getting a much better rate without providing false information.