Is it best to stay opted out of serps or to opt back in?

Question

Is it best to stay opted out of serps or to opt back in?

Answer 1

if you have opted out then you will be able to make a claim to get your money back depending who advised you. go and see your accountant

Answer 2

im not 100% sure but my accountant advised me last yr to opt back in so i did.

Answer 3

I opted out years ago, but since then the company I am with has gone through several financial problems, and I have come to the conclusion that I should have not have opted out.

If I stay with the current financial company, I will receive less than a state pension.

I am therefore going to opt back in as soon as possible.

If you have not yet opted out of serps, then don't do it, stay in.